Making the decision to buy or rent a home may seem complicated, but one option is clearly better than the other.

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Today I want to quickly touch on the topic of renting versus buying. As you know, our housing market has been seeing a steady increase in pricing. However, did you know that rent is increasing at an even faster rate? 

Rent is never going to go down in a given year, but you can lock in a mortgage payment at a specific rate by buying a home. 

"If you think you can’t afford a home, you’re probably wrong."

If you think that you can’t afford to buy a home because you don’t have enough for a down payment, you might be surprised at the programs that are out there for homebuyers. Some allow you to buy a home with as little as 3% or 1% down. 

If you think you can’t afford to buy a home, you’re probably wrong. However, there’s only one way to find out. If you have any questions for me or want to get in touch with a lender who can tell you exactly what you can afford, give me a call or send me an email today. I look forward to hearing from you soon.